Financial Advice Disclosure

Adrian Hunt is a Financial Adviser providing financial advice services through Finance HQ Limited, a licensed Financial Advice Provider (FAP). Adrian has more than 30 years’ experience in the finance industry and works with individuals, families and businesses throughout New Zealand.

Finance HQ Limited is responsible for the financial advice services provided under its Financial Advice Provider licence.

Adrian provides advice and assistance in relation to lending and finance solutions, including:

• Residential home loans
• Personal lending
• Investment property lending
• Commercial property finance
• Business lending
• Asset and equipment finance
• Vehicle finance
• Refinancing and debt restructuring
• Working capital and cash flow solutions
• Advice is tailored to each client’s individual circumstances and objectives.

Finance may be arranged through a range of banks, non-bank lenders and specialist finance providers. The most appropriate lending solution will depend on your individual circumstances, eligibility and lending criteria.

A current list of lenders and product providers is available on request.

In most cases, you will not pay Adrian directly for the financial advice provided.

Where a fee is payable, you will be advised before any work is undertaken, and the amount or method of calculating the fee will be explained clearly.

If your finance application proceeds, Finance HQ Limited and/or Adrian Hunt may receive commission or other remuneration from the lender or product provider.

The amount and structure of any commission varies between lenders and products.

These arrangements are managed in accordance with Finance HQ Limited’s conflicts of interest policy.

Finance HQ Limited has policies and procedures in place to identify and manage conflicts of interest.

These include:

• Adviser training and ongoing supervision
• Compliance monitoring
• Clear disclosure of remuneration
• Acting in the client’s best interests
• Recommendations based on suitability rather than remuneration

Your personal information is collected only for the purpose of assessing your finance needs and arranging suitable lending solutions.

Information is managed in accordance with the Privacy Act 2020 and our Privacy Policy.

If you are dissatisfied with any aspect of our service, please contact us as soon as possible so we can work with you to resolve the issue.

If we are unable to resolve your complaint through our internal complaints process, you may refer the matter to our approved external dispute resolution scheme.

Details of the relevant dispute resolution scheme will be provided as part of your engagement documentation.

If you have any questions about this disclosure or our financial advice services, please contact Adrian directly.